Vigneshwar S
Balakrishnan
Technical Architect · Principal Information Systems Engineer
12+ years architecting and delivering high-scale full-stack solutions across fintech and enterprise. I design event-driven microservices, cloud-native platforms, and developer experiences that power millions of users.
12+
Years Experience
5M+
Loans Governed
40+
Microservices Migrated

About Me
Turning complexity into
elegant systems
I'm Vigneshwar Balakrishnan, a Full Stack Technical Architect with over 12 years of experience building and scaling enterprise-grade web applications.
Currently serving as Principal Information Systems Engineer at Mr. Cooper — America's #1 non-banking home loan servicer — in Dallas, Texas, where I architect and lead high-impact digital transformation initiatives.
My expertise spans the full delivery lifecycle: from whiteboarding distributed system designs to shipping production-ready features with React, Node.js, and cloud-native tooling. I've led critical fintech products — including pandemic forbearance solutions and customer self-service platforms — that directly serve hundreds of thousands of homeowners across the US.
I'm passionate about clean code, event-driven architecture, and empowering teams to build with confidence.
Architecture First
Designing scalable, event-driven microservices architectures for fintech platforms serving millions of customers.
Full Stack Depth
End-to-end ownership from React UIs and Node.js APIs to cloud infrastructure on Azure and Google Cloud.
Performance at Scale
Optimizing high-traffic applications with Redis caching, Kubernetes orchestration, and distributed systems.
Technical Leadership
Leading cross-functional engineering teams, driving design reviews, and mentoring developers across the stack.
Career Journey
Experience & Education
Technical Architect — Principal Information Systems Engineer
Jul 2018 – PresentMr. Cooper (Nationstar Mortgage Services)
Dallas, Texas, USA
- Serve as Technical Architect and Principal Information Systems Engineer at America's #1 non-banking home loan servicer.
- Architected and executed a zero-downtime migration of on-premises DB servers and 40 microservices to the cloud — designed the full phased strategy and led end-to-end execution.
- Designed and implemented an enterprise-scale OAuth 2.0 APIM gateway using Apigee, securing API access across 5M+ loans with org-wide authentication standards.
- Led the successful Rocket Mortgage integration — designed API contracts, data mapping, and orchestration workflows between two of the largest US mortgage platforms.
- Architected and launched multi-brand white-label mortgage servicing websites on a shared multi-tenant platform.
- Spearheaded Forbearance, Payments Solutions, Digital Home Advisor, and One-Time Links as Technical Lead before transitioning to architect role.
Analyst — Full Stack Engineer
May 2017 – Jun 2018Verizon Data Services India
Chennai, India
- Designated Full Stack Engineer for the Integrations Operations Portal — a real-time network monitoring system providing a single pane of glass for network engineers.
- Developed interactive UI and REST services with real-time event scheduling using Socket.IO and RabbitMQ.
Project Engineer — Full Stack Developer
Sep 2014 – Apr 2017Wipro Digital
Bangalore, India
- Engineered a reusable frontend component library for Lloyds Banking Group, one of the UK's largest banks.
- Full-stack developer on Quizart, an internal BFSI LOB application, delivering responsive layouts and Node.js services.
Bachelor of Engineering — Electronics & Communications
Sep 2010 – Jun 2014Sri Krishna College of Technology
Coimbatore, India
- Graduated with specialization in Electronics & Communications Engineering.
Toolkit
Skills & Technologies
Languages
Frontend
Backend
Databases
Messaging
Cloud & DevOps
API & Security
Architecture
Practices
Certifications
Featured Work
Projects & Impact
Zero-Downtime OnPrem → Cloud Migration
Mr. Cooper · Technical Architect
Architected and personally executed the full migration of on-premises database servers and 40 interdependent microservices to the cloud with zero downtime. Required meticulous planning, phased execution strategy, rollback safeguards, and cross-team coordination across infrastructure and application teams.
Architect's Role
Sole architect and execution lead — designed the migration strategy, sequenced service cutovers, and ensured data integrity throughout the transition.
OAuth-Secured APIM Gateway — Apigee
Mr. Cooper · Technical Architect
Designed and implemented a large-scale OAuth 2.0-based API Management gateway using Apigee, securing and governing API access across the entire loan servicing ecosystem covering 5+ million loans.
Architect's Role
Lead architect for the Apigee integration and OAuth security model — defined gateway policies, rate limits, and authentication flows.
Rocket Mortgage Integration
Mr. Cooper · Technical Architect
Led the successful technical integration between Mr. Cooper and Rocket Mortgage, aligning complex loan data models, APIs, and servicing workflows across two of the largest players in the US mortgage industry.
Architect's Role
Architected the integration layer — data mapping, API contracts, and orchestration workflows to ensure seamless loan transfer and servicing continuity.
White-Label Servicing Websites
Mr. Cooper · Technical Architect
Architected and launched a suite of new white-label mortgage servicing websites, enabling Mr. Cooper to power branded digital experiences for partner servicers on a shared platform.
Architect's Role
Led the architecture of the white-label platform — multi-tenancy design, theme system, feature flagging, and CI/CD pipeline setup.
Forbearance Application
Mr. Cooper
Pandemic-era loan relief platform enabling customers to pause mortgage payments and enter modification workflows. Reached 100K+ homeowners during COVID-19.
Digital Home Advisor & One-Time Links
Mr. Cooper
Customer self-service platform with live chat, digital advisory, and secure one-time access links to drive digital adoption.
Integrations Operations Portal
Verizon Data Services
Real-time network monitoring platform — a single pane of glass for network engineers across Verizon's infrastructure.
Lloyds Banking Group — Frontend Library
Wipro Digital
Reusable React component library for one of the UK's largest banks, and co-developed Quizart — an internal BFSI learning app.
Get In Touch
Let's Connect
I'm open to discussing architecture consulting, technical leadership roles, or just connecting with fellow engineers.
Location
Dallas, Texas, USA